Insurance Information

Canadian Athlete Insurance Program (CAIP)

Since 1982, CAIP has become well recognized in providing the most comprehensive insurance protection for sport accidents and ’overuse‘ injuries to Canada’s athletes at all levels while ’in Canada‘ and ’outside of Canada’. 

CAIP is available to all Canadian athletes, coaches, managers and officials who are members of a sport organization.  A sport organization can be a national or provincial organization, Canadian sport center/institute, sport team, league, club, school, multi-sport organization etc.

Enrollment can be submitted from an organization or directly from an individual. 

Please refer to this CAIP Summary or download this brochure for more information.

Template letters to employers and insurers

  • Request for addition of Athletic Therapy:Employee letter to employer
  • Request for addition of Athletic Therapy:Employee letter to Insurance company

Insurance providers

Wondering if your insurance provider covers Athletic Therapy treatments? The providers below cover Athletic Therapy but we recommend calling your insurance to confirm coverage before receiving treatment. Please note this list is not comprehensive.


  • Workers Compensation Board of Manitoba
  • Manitoba Public Insurance
  • Manitoba Blue Cross
  • Great West Life
  • Co-Operators


  • Blue Cross
  • Great West Life
  • Sunlife
  • Industrial Alliance Pacific
  • Greenshield


  • Alberta Blue Cross
  • Canadian Life Assurance
  • The Economical Insurance Group
  • Liberty Health
  • Premier Life 
  • Great West Life

British Columbia

  • All sport
  • Great West life
  • Greenshield
  • Empire

Atlantic Canada

  • AXA insurance
  • Green Shield
  • Blue Cross
  • Desjardins
  • Industrial Alliance
  • AllSport
  • Claim Secure
  • Medavie Blue Cross
  • Standard Life
  • ASU plan
  • Great West Life
  • Johnsons
  • Sun life
  • Manulife
  • Global Excel 


  • Great West Life
  • Standard Life
  • Blue Cross
  • Hockey Canada
  • Desjardin
  • Claim Secure
  • Sun Life
  • Reliable Life Insurance Co.
  • Manulife
  • Empire Life
  • Greenshield


  • All sport insurance
  • April Assurance
  • Assurances Banque Nationale
  • Assurance Economical
  • Aviva
  • Axa Assurance
  • Belairdirect
  • Canada Life
  • Citadel
  • Calrica
  • Co-operators Compagnie d’assurance-vie
  • Co-operators Groupe Assurance
  • Compagnie d'assurance générale Co-Operators
  • Compagnie d'assurance Missisquoi
  • Croix Bleue Medavie (assurance collective)
  • Croix Bleue du Québec (assurance individuelle)
  • Desjardins Groupe d’assurances générales
  • Desjardins-Laurentienne
  • Each athlete members of Sport Québec Federation ?????
  • Elliot risques spéciaux
  • Great West Life
  • Greenshield Canada
  • Groupe Liberty Health
  • Groupe Optimum
  • Industrial Alliance
  • Industrielle Alliance Assurance Collective
  • ING Assurance
  • Intact Assurance
  • Intergroup Assurances
  • Jevco
  • L’Unique Assurance Générale
  • La Capitale assurances générales inc.
  • Liberty Mutual  / La Compagnie d'assurance Liberté utuelle
  • Lloyd’s Canada
  • Lombard
  • Manulife
  • Markel
  • Ovation Assurance
  • Promutuel
  • RSA (Royal and Sun Alliance)
  • SSQ, Société d’assurances générale
  • Standard Life
  • Sunlife
  • Union Canadienne Assurance
  • Wawanesa Mutual Insurance Company