Insurance Information


Since 1982, the Canadian Athlete Insurance Program (CAIP) has become well recognized in providing the most comprehensive insurance protection for sport accident and ’overuse‘ injuries to Canada’s athletes at all levels while ’In Canada‘ and ’Out of Canada’. CAIP covers Athletic Therapy.

*NEW: CAIP now accepts enrollments from Individuals
For 35 years, CAIP has only accepted enrollments from a sport organization for their respective members. We are pleased to share that CAIP is now accepting enrollments from Individuals as well as sport organizations.

CAIP has implemented a few requirements for individual enrollments.  This will allow them to effectively manage this new change and ensure that it works smoothly for all parties concerned. 

 CAIP insurance information 

Template letters to employers and insurers

  • Request for addition of Athletic Therapy:Employee letter to employer
  • Request for addition of Athletic Therapy:Employee letter to Insurance company

Insurance providers

Wondering if your insurance provider covers Athletic Therapy treatments? The providers below cover Athletic Therapy but we recommend calling your insurance to confirm coverage before receiving treatment.


  • Workers Compensation Board of Manitoba
  • Manitoba Public Insurance
  • Manitoba Blue Cross
  • Great West Life
  • Co-Operators


  • Blue Cross
  • Great West Life
  • Sunlife
  • Industrial Alliance Pacific
  • Greenshield


  • Alberta Blue Cross
  • Canadian Life Assurance
  • The Economical Insurance Group
  • Liberty Health
  • Premier Life 
  • Great West Life

British Columbia

  • All sport
  • Great West life
  • Greenshield
  • Empire

Atlantic Canada

  • AXA insurance
  • Green Shield
  • Blue Cross
  • Desjardins
  • Industrial Alliance
  • AllSport
  • Claim Secure
  • Medavie Blue Cross
  • Standard Life
  • ASU plan
  • Great West Life
  • Johnsons
  • Sun life
  • Manulife
  • Global Excel 


  • Great West Life
  • Standard Life
  • Blue Cross
  • Hockey Canada
  • Desjardin
  • Claim Secure
  • Sun Life
  • Reliable Life Insurance Co.
  • Manulife
  • Empire Life
  • Greenshield


  • All sport insurance
  • April Assurance
  • Assurances Banque Nationale
  • Assurance Economical
  • Aviva
  • Axa Assurance
  • Belairdirect
  • Canada Life
  • Citadel
  • Calrica
  • Co-operators Compagnie d’assurance-vie
  • Co-operators Groupe Assurance
  • Compagnie d'assurance générale Co-Operators
  • Compagnie d'assurance Missisquoi
  • Croix Bleue Medavie (assurance collective)
  • Croix Bleue du Québec (assurance individuelle)
  • Desjardins Groupe d’assurances générales
  • Desjardins-Laurentienne
  • Each athlete members of Sport Québec Federation ?????
  • Elliot risques spéciaux
  • Great West Life
  • Greenshield Canada
  • Groupe Liberty Health
  • Groupe Optimum
  • Industrial Alliance
  • Industrielle Alliance Assurance Collective
  • ING Assurance
  • Intact Assurance
  • Intergroup Assurances
  • Jevco
  • L’Unique Assurance Générale
  • La Capitale assurances générales inc.
  • Liberty Mutual  / La Compagnie d'assurance Liberté utuelle
  • Lloyd’s Canada
  • Lombard
  • Manulife
  • Markel
  • Ovation Assurance
  • Promutuel
  • RSA (Royal and Sun Alliance)
  • SSQ, Société d’assurances générale
  • Standard Life
  • Sunlife
  • Union Canadienne Assurance
  • Wawanesa Mutual Insurance Company